Posts from July 15th, 2026
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Florida's New Condo Regulations: What 2026 Sellers Need to Know
Selling a condo in South Florida today requires a different level of preparation than it did just a few years ago. Buyers are more informed, lenders are more cautious, and the questions coming across the table have changed. The good news is that none of this has to catch you off guard. Here is what you need to understand before you bring your unit to market.
The Law That Changed the Selling Process: SB 4-D
In the wake of the Surfside tragedy, Florida passed Senate Bill 4-D, fundamentally changing how condo buildings are inspected and how associations manage their finances. While much of the conversation has focused on buyers, these changes directly impact sellers as well.
Here is how the law affects your s...
15
Florida's New Condo Regulations: What 2026 Buyers Need to Know
If you're shopping for a condo in South Florida right now, you're navigating a market that looks and feels different than it did just a few years ago. New state laws, tighter lending requirements, and rising operating costs have added layers to the process that simply didn't exist before. The good news is that none of this has to be confusing. Here's what you need to understand before you fall in love with a unit.
The Law That Changed Everything: SB 4-D
In the wake of the Surfside tragedy, Florida passed Senate Bill 4-D, which fundamentally changed how condo buildings are inspected and how associations must manage their finances. Here's what the law requires:
- Condo buildings three stories and taller must complete a Milestone Structural Inspection at 30 years, or 25 years if the building's within three miles of the coast. Inspections repeat every 10 years after that.
- A Phase 1 inspection is a visual review. If issues are fou...
